Most discussion of the Independent Football Regulator's discretionary licence conditions treats them as a club-by-club matter: the IFR identifies a concern at an individual club and attaches a condition to that club's licence. What almost no commentary has addressed is that, for financial discretionary conditions specifically, the Act gives competition organisers -- the Premier League, the EFL -- a genuine opportunity to step in and offer a commitment as an alternative to the proposed club-level condition or variation. This is a governance lever competition organisers should be thinking about proactively, not a mechanism clubs discover only once a condition has already landed on their own licence.